Protection

Protecting the family is often a long way down people’s list of priorities, when it ought to be near the top. How would your dependants cope financially if your income just stopped? This might be because you die too soon or because illness prevents you from working.

This will probably never happen, but if it did there is no need to leave your dependants in financial distress. It will probably surprise you how cheap it can be to ensure your dependants are financially secure should the worst happen.

A discussion with your CPS adviser will reveal exactly how much protection you need to ensure that, if nothing else, your dependants are not worrying about bills.